Audi Used PCP

Audi Financial Services

Audi Financial Services Personal Contract Plan (PCP) is now available on pre-owned Audi Approved :plus models.

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Audi PCP Explained

Audi PCP is a Personal Contract Plan. It is a flexible 2/3 year Audi Financial Services package that combines lower monthly payments with real flexibility over a 2-3 year period. With Audi PCP you can have a flexible finance plan that suits your circumstances. Thanks to a Guaranteed Minimum Future Value, you don’t need to worry about the re-sale value of your Audi in 2-3 years’ time or the depreciation associated with owning a car for over a longer period of time.

Under the Audi Financial Services Personal Contract Plan, Audi Financial Services purchases the car on your behalf. You choose a deposit percentage of between 10% and 30%. You then pay an agreed monthly instalment over 24/36 months. A portion of the car’s value is deferred until the end of the agreement. This amount is the minimum value that Audi Financial Services guarantees your car will be worth at the end of your agreement, your Guaranteed Minimum Future Value (GMFV).


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At the end of 3 years you have following three options:

  • Upgrade your car to a newer model using the equity in your car as a deposit for the next one
  • Return your car to your dealer with no further payments †
  • Make a one-off payment or re-finance the final instalment and take ownership of the car
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Benefits of PCP

  • No more residual value worries
  • A new Audi every 3 years
  • Lower payments and shorter terms
  • Less maintenance costs
  • Upgrade to a higher specification model for less
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The specified fuel consumption and emission data have been determined according to the measurement procedures prescribed by law. Since 1st September 2017, certain new vehicles are already being type-approved according to the Worldwide Harmonized Light Vehicles Test Procedure (WLTP), a more realistic test procedure for measuring fuel consumption and CO2 emissions. On September 1st 2018, the New European Driving Cycle (NEDC) was replaced by the WLTP in stages. Owing to the more realistic test conditions, the fuel consumption and CO2 emissions measured according to the WLTP will, in many cases, be higher than those measured according to the NEDC. Therefore, the usage of CO2 emission values measured according to WLTP for vehicle taxation from 1st September 2018 on can cause changes in this regard as well. For further information on the differences between the WLTP and NEDC, please visit www.audi.de/wltp or https://www.audi.ie/ie/web/en/models/layer/wltp-lp/layer/nefz-wltp.html

We are currently still required by law to state the NEDC figures. In the case of new vehicles which have been type-approved according to the WLTP, the NEDC figures are derived from the WLTP data. It is possible to specify the WLTP figures voluntarily in addition until such times as this is required by law. In cases where the NEDC figures are specified as value ranges, these do not refer to a particular individual vehicle and do not constitute part of the sales offering. They are intended exclusively as a means of comparison between different vehicle types. Additional equipment and accessories (e.g. add-on parts, different tyre formats, etc.) may change the relevant vehicle parameters, such as weight, rolling resistance and aerodynamics, and, in conjunction with weather and traffic conditions and individual driving style, may affect fuel consumption, electrical power consumption, CO2 emissions and the performance figures for the vehicle. Further information on official fuel consumption figures and the official specific CO₂ emissions of new passenger cars can be found in the guide “Information on the fuel consumption, CO₂ emissions and electricity consumption of new cars”, which is available free of charge at all sales dealerships and from DAT Deutsche Automobil Treuhand GmbH, Hellmuth-Hirth-Strasse 1, 73760 Ostfildern-Scharnhausen, Germany (www.dat.de).